2010
Online Investing and Forex Trading
Filed Under (Investor News) by Admin on 30-07-2010
Investing is a great way to become familiar with the financial markets. By starting up an investment account, you will begin to understand how the global markets work. The more you understand the greater the probability that you will earn money instead of losing it. Investing is not a sure bet, so if you think that it is an automatic 10% return you are a bit mistaken. There are times when markets do rise; sometimes even more than 10% a year depending on the time frame you are looking at. There are also times that markets will lose value, and in turn your investment will lose value. Most recently a market crash happened during the end of 2007 and through 2008. The market move that occurred during that time was one of the worst percentage drops ever recorded, and caused many people to lose money.
When first starting out, deposit the minimum required by your broker so that you will not be tempted to invest all your money into stocks. Starting out small and adding more money over time as you feel more comfortable is the best approach to investing. I recommend starting out by buying mutual funds that are offered by your broker. This type of investment is perfect for those who have just opened up a new account. It allows you to buy into a basket of stocks that have a professional money manager monitoring them. You will still have to do some research and learn what companies comprise the various funds available. From the research you can learn about the various market sectors and industries that make up the markets. The breakdown of what companies are in what market sectors will help you understand who the main competitors to the business are. You can then choose funds that have the companies that you believe are the best in their sector.
2010
Hedge fund?
Filed Under (Hedge Funds) by Admin on 28-07-2010
Hedge Fund Blog began five years ago. It’s been great meeting and dialoging with people I might never have connected with. Initially I posted daily but outside the blogosphere I’ve was quite busy helping investors make money, developing pension liability solutions and implementing portfolio rescue strategies. Despite vastly superior performance, hedge funds continue to be controversial and misunderstood. The five years have been good for alpha but not for beta.
Risky but some still bet on beta - the unskilled returns from asset classes. I prefer alpha - absolute returns from market skill. There is no need for retirement savings and personal net worth to suffer the unreliability and volatility of long only stocks and bonds. Could individual and institutional investors afford another severe bear market? Safer alternatives and better uses of capital are available. The ONLY financial certainty over the next five years is a substantial increase in investment in hedge funds. Avoid the beta behemoth crushing your portfolio, again.
2010
Top 10 DMV Secrets!
Filed Under (Investor News) by Admin on 28-07-2010
Jul 28, 2010: It’s that time of the year when we are needed to renew our cars’ registrations and our driving licenses. We were trying to figure out how to go about doing the tasks online. At DMV’s website we found that the rules vary from state to state. So we had to dig on a little further.
In the process we came across an interesting article at MSN SmartMoney which was an eyeopener for us. It presented some of the sneaky stuff that is prevalent at DMV. Looks like the credit card companies are not the only ones who pull off all the sneaky tricks eh!
2010
Restaurant.com - Special Discount 80% OFF!
Filed Under (Investor News) by Admin on 26-07-2010
2010
6 Basic Keys for Setting Up A Successful Business
Filed Under (Investor News) by Admin on 21-07-2010
For beginners, the road ahead is never easy. More so, for young entrepreneurs who have limited or no work experience, minimal financial resources, fledgling credit histories and no startup experience. In such scenarios it is often very hard to convince people to take our business ideas seriously.
2010
Long or short?
Filed Under (Hedge Funds) by Admin on 20-07-2010
Long or short? A flight to “safety” so “rational” investors BUY government bonds and the yen? Congratulations to “emerging market” South Africa for holding a successful soccer tournament and for winning the stock market World Cup over the long term, 110.5 years. We are all long term investors, right? I guess index zealots are loading up on EZA since past is prologue or is “passive” home bias still wrecking their portfolios? Long or short alternative strategies, not long only traditional assets, is the way to go.
France are out of the World Cup and it’s Warren Buffett’s fault? He shorted Les Bleus to profit from their demise. Negative bets “cause” failure according to those who blame short sellers. Do things fail because of fundamental problems or shorts? Have sovereign debt spreads widened due to some belatedly realizing there are no risk free bonds or use of credit derivatives? Anyone not shorting is not hedging. The fact is that markets where short selling and derivatives are not allowed have WORSE crises.
2010
$6000! Save Your Hard Earned Money
Filed Under (Investor News) by Admin on 19-07-2010
Jul 19, 2010: We have all heard the saying “Tiny drops of water make an ocean”. Over years, life has taught us that tiny savings can go a long way in making us wealthy. Many of our friends say that small daily expenses do not matter as long as we are earning a lot of money.But we have always felt that high salaries are only one side of the story. The main issue that makes a difference on how early we retire is how much we are able to save every month. And often the next step comprises of investing our savings in a careful and knowledgeable way to create a healthy nest egg.
We provide a small example of how often “little” expenses which are overlooked add up. This exercise has served us in good stead to cut down many of our unnecessary expenses thereby freeing the flow of funds towards our nest egg.
Read the rest of this entry »
2010
Dilbert’s Personal Finance
Filed Under (Investor News) by Admin on 14-07-2010
2010
Three Good Habits of Successful Retirees
Filed Under (Investor News) by Admin on 12-07-2010
Plan Ahead: Successful retirees planned well ahead of time to meet their retirement’s financial needs and they walked the talk triumphantly. This planning process helped them to figure out the amount of money they would need to retire. Most of them also had a good idea about their location of retirement and a target portfolio size that would complement any other guaranteed income stream.
2010
Need Money for College - Borrow Smartly
Filed Under (Investor News) by Admin on 07-07-2010
Jul 07, 2010: With each passing day the cost of college education is rising. It is becoming increasingly difficult for middle class families to put their children through college without borrowing.
One of the golden rules for breezing through college funding is to start saving early. But now a days even that is not enough. So we guess we’ll all end up borrowing to pay for college unless we win a lottery or hit pay dirt.